We also offer various types of supplemental insurance plans, which are needed when life’s unexpected health issues come up. Having this type of insurance can save you thousands of dollars in medical bills. Our experienced staff of insurance agents will help you choose the plan that will work for your current situation, as well as help you plan for unexpected problems that may occur in the future. See the information below to read more about the types of supplemental insurance we have available. Supplemental coverage options also referred to as ancillary benefits, are often overlooked, but are an affordable health insurance option for many individuals and families. We offer a wide range of products that can supply extra protection on top of your traditional medical plan.
Dental and vision insurance are types of supplementary insurance that help cover the costs of professional dental and eye care, respectively. Dental plans can pay for preventive services like cleanings and exams, as well as more extensive work like fillings and crowns. Vision plans typically cover routine eye exams and offer discounts or help pay for eyeglasses and contact lenses.
Final expense coverage is life insurance that pays off these debts, ensuring that everything will be taken care of if you pass.
Cancer and critical illness insurance are supplemental policies that provide a direct cash benefit upon the diagnosis of a qualifying illness. They do not replace your standard health insurance but instead help cover the gaps and non-medical expenses associated with a serious diagnosis.
Home healthcare insurance is a type of coverage that helps pay for medical and personal care services provided in your home, rather than in a hospital or nursing facility.
Hospital indemnity insurance is a type of plan that pays a set amount – per day, per week, per month, or per visit – if you’re confined in a hospital. The Hospital Plan is a hospital indemnity insurance plan.
Accident Insurance helps you handle the medical and out-of-pocket costs that add up after an accidental injury. This includes emergency treatment, hospital stays and medical exams, and other expenses you may face, such as transportation and lodging needs.